NAJJAR, STEVE, BOATBUILDER GAREY BOAT BLDRS CAROLINA BAY BOATWORKS INC DOBIE HOLDINGS LTD EASTERN FIBERGLASS INC. BGM AMERICA INC GLACIER BAY , INC. NAUTICA CORP HAWAI-YAK INC FIBERGLASS COMPOSITES HINCKLEY YACHTS EL PIRATA BOATS INC