NAJJAR, STEVE, BOATBUILDER DAN MCLAUGHLIN CO DUCKWORTH BOAT WORKS INC MARINE DEVELOPMENT LTD JET DOCK SYSTEMS INC INTERNATIONAL YACHT BLDRS LTD EMPIRE FINANCIAL CORP HARRY MACKLOWE YCHT IM KOMA BOATS LTD LEISURE BUOYS HAPPY CAT NORTH AMERICA EGG HARBOR BOAT CO