EMPIRE FINANCIAL CORP A.J.T. VENTURES LTD BUCKS BAGS INC ABBOTT BOATS LTD BURTON BOAT CO BRUCE M ATKINSON HOLDINGS CALGAN MARINE LTD HUNT PRODUCTS LTD HYDE DRIFT BOATS EDDYS FIBERGLASS REPAIR INTERCEPTOR MRN PROD BAY ISLAND YACHTS (DBA)MICHAEL R CLAUSEN